Term 80

This plan covers anyone from the age of 30 days old up to 70 years old. However, the Participant/Applicant must be at least 16 years old and above.

Takaful Sure Cover

Guaranteed acceptance Family Takaful plan with no medical check-ups

Anyone between 35 years old and 80 years old can participate

Takaful Al - Shams

At Zurich Takaful, we help you safeguard and protect those you cherish most. Introducing Takaful Al-Shams, a Guaranteed Acceptance plan that provides protection from unpredictable events in life, including death, disability coverage as well as accidental death benefit

Product Introduction

Term 80

Affordable Term Takaful to Protect the future of you and your loved ones.The joys of coming home after a hard day's work to your welcoming family is every breadwinner's blessing. To protect this bliss, it's time to think about the future of your loved ones.

Zurich Family Takaful Term 80 is a flexible and regular contribution plan based on Shariah ideals, that has been specially designed to provide financial protection to your family, gaining the peace of mind you deserve.

This plan covers anyone from the age of 30 days old up to 70 years old. However, the Participant/Applicant must be at least 16 years old and above.

Term 80

This plan covers anyone from the age of 30 days old up to 70 years old. However, the Participant/Applicant must be at least 16 years old and above.

Term 80

Why should I choose the Takaful Term 80 plan?

• 24-hours protection with worldwide coverage.
  

• Affordable & level contribution 1 until maturity.
  

• Provides guaranteed coverage until the age of 80.
  

• Flexible Payment Channel - Cash, Cheque, Credit Card, Easy Contribution Payment, Auto Debit, Zurich Takaful ATM Machine, Over-the-Counter (Zurich Takaful Branches or Head Office), BSN Giro, 2Public Sector Bank Standing Instruction, Internet Banking and ePayment facility.
  

Term 80

Provide financial security to your family.

The contribution made may qualify for a personal tax relief maximum up to RM6,000 a year (subject to the final decision of Inland Revenue Board (IRB) of Malaysia).

Surplus Sharing — every Participant is entitled to share the surplus if any, from the Risk Fund with the Takaful Operator based on a 50:50 sharing ratio. This is not guaranteed and subject to terms and conditions.

Notes :

1 Contribution is anticipated to be level until maturity and it is not guaranteed. The Company reserves the right to revise the contribution by giving 3 months notice.

2 Additional 2% will be added to the Wakalah Fee for payment under Public Sector.

Takaful Sure Cover

Guaranteed acceptance Family Takaful plan with no medical check-ups.

You’ve reached the point in your life where you would need to consider your future and your family’s well-being. How would your loved ones carry on with life should the unexpected happens to you?

Takaful Sure Cover

Now, more than ever, it’s becoming necessary to plan ahead. We know that financial planning isn’t easy, especially when you consider the many factors involved in the process. What if there is a takaful family plan that has made everything easier for you? A simple and affordable takaful plan with no medical check-ups required?

Introducing Takaful SureCover, a shariah-compliant regular contribution Family Takaful plan that offers you protection till age 90

Takaful Al - Shams

Guaranteed Acceptance with Hassle-Free Application

• Takaful Al-Shams comes with the Guaranteed Acceptance feature which ensures you will be protected regardless of health conditions. No medical check-ups are required.
  

Affordable Contribution

• Takaful Al-Shams offers affordable contribution so that you can support your family without any financial worries.
  

Takaful Al - Shams

Disability Support Plan

This plan provides Total and Permanent Disability (TPD) benefit up to age 75 and continuous coverage with Golden Age Disability (GAD) benefit up to the end of the certificate.

TPD Yearly Recovery Benefit

With Takaful Al-Shams, in the unfortunate event that you suffer a TPD, an additional 5% of Basic Sum Covered is payable for 5 years to ease your financial burden and provide a helping hand on the road to recovery.

Takaful Al - Shams

Family Accidental Death Benefit

Should any 4 of your family members pass away due to an accident, a lump sum of RM10,000 per family member will be payable. This benefit is only applicable from 3rd certificate year onward.

Compassionate Benefit

In the event that you pass on, a lump sum of RM2,000 will be compensated as financial support.

Takaful Al - Shams

Family Care Privilege

In the event of your passing, up to 4 of your family members will be eligible to participate in a new Zurich family takaful plan with coverage amount of up to 25% of BSC without medical underwriting.

Note:

i. Family Care Privilege benefit is not applicable to Person Covered who passed away due to non-accidental cause within the first 2 certificate years.

ii. For further details on terms and conditions, please refer to the Product Disclosure Sheet and Takaful Certificate

Eligibility for the Takaful Al-Shams?

The minimum entry age for this plan is 14 days old and the maximum entry age is subject to the coverage term of your choice. However, the participant must be at least 16 years old.

How it Works

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